Do you have kids

Yes, we are fortunate have two kids and we are thankful to God for that. Nowadays our life mainly revolves around our kids. You never know how your time is flying when you are with kids. I love kids and like their innocent looks. It is rightly said that kids are gods themselves and we can see that in their eyes.

As OP has rightly pointed out it requires enough planning to have kids and it is not an easy task to raise a kid these days. Everything is getting costly, be it education, food and whatever it is. We should be financially ready to have kids as we need to offer them a better life. More important is the mental preparation.