What should I use for making payments?

Receive Amazon Gift Cards. That's the safest way to get the money. Then sell those Amazon GCs for bitcoins at the 70-75% rate. 
Alternatively you could use CashApp. I don't use it but many other ewhores use it. But just don't try buying bitcoins inside the CashApp unless you want to go through verification process.
I only do Amazon for now. Used to do Paypal but it's quite bitchy.

I totally agree with this. I used paypals and have gotten plenty locked so its better to just do cashapp/amazon giftcards/vanilla cards (prepaid debit)

Are Vanilla cards good? Can you spend them without any issues? Got any good methods to turn them into cash/btc? I've seen people selling it for very very cheap.