What are your thoughts on Online Banking?

What are your thoughts on Online Banking? Do you think it is safe? Do you use it? What security features does your bank have?

I like to use Online Banking. I have Bank of America, and I find their Online Banking to work great. Nice to be able to deposit checks using my phone. I feel like their mobile app/website is trustworthy with it being such a big bank, I probably would opt not to use Online Banking at a small bank.

While online banking features easier usage, I rather find unsecured. There are many cases here in our country where bank accounts used online have been hacked. So for now, I stay away from online banking.

I am using net banking facility since many years. So far I have face no problem at all. I think they have all securities measures to take care of the things like hacking. So for me yes they are safe enough. We just need to follow few safety measures and it will be alright.

I am already using this facility when paying my online purchases. It is so far so good. It is easy and fast. However, the charges are a bit high. But as to the service, there is no question. The only word of advice which I receive from some of my online friends is not to leave my account unattended and also not to entertain scammer or be tempted with suspicious online transaction particularly this so-called phishing.

I like to use online banking, but I have reservations regarding its security. I have heard news about people being scammed or snatched with a lot of money from their bank accounts. They even say that the said misfortune had happened when they enrolled in online banking. In my case, I don't engage in this one since my bank is just on the other side of the road, and all I have to do is to walk. Again, I like online banking, but I'm hesitant to enroll in such service.